The Retirement Blueprint

Retirement Risk Analysis

Discover whether your retirement strategy is prepared for the risks that can derail even a well-funded retirement.

1. Your Retirement Timeline

Current Age Your age today. Planned Retirement Age The age when you expect to begin relying substantially on retirement income. Planning Age / Life Expectancy How long you want your retirement strategy designed to provide income. Desired Monthly Retirement Spending Your desired lifestyle in today's dollars. Healthcare is entered separately below.

2. Your Retirement Assets

Taxable Assets Brokerage, savings, CDs, money-market accounts and other taxable investments. Tax-Deferred Assets Traditional 401(k), 403(b), IRA, SEP IRA and similar pre-tax retirement accounts. Tax-Advantaged Assets Roth IRA, Roth 401(k) and similar qualified tax-advantaged assets. Annual Retirement Contributions Expected annual additions until retirement, including employer contributions if desired.

3. Retirement Income & Other Needs

Social Security / Month Your expected monthly Social Security retirement benefit. Pension / Predictable Income / Month Pensions, existing income annuities or other predictable retirement income. Healthcare & LTC Budget / Month Additional allowance for healthcare and potential long-term-care expenses. Desired Legacy Amount you would ideally like remaining for family, charities or other beneficiaries.

4. Planning Assumptions

Pre-Retirement Return (%) Average annual investment return assumed before retirement. Retirement Return (%) Average annual return assumed while retirement withdrawals occur. Inflation (%) Estimated annual increase in living costs. Sequence Stress Test Test significant market losses occurring near the beginning of retirement.

Retirement Readiness Score

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Calculating

Assets at Retirement

Monthly Income Gap

Portfolio Through

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Educational illustration only. Scores are simplified planning indicators, not probabilities or predictions. This analysis does not model individual tax brackets, RMDs, Social Security taxation, IRMAA, investment fees, account-specific guarantees, full investment volatility, healthcare inflation, long-term-care probability, or future law changes. It is not investment, tax, legal, insurance, or Social Security advice.

Retirement Risk Analysis

1. Your Retirement Timeline

2. Your Retirement Assets

3. Retirement Income & Other Needs

4. Planning Assumptions

Calculating

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Your Seven Retirement Risks

What would you most like to improve about your retirement plan?

Your Planning Priorities

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